Obligation of Consumer Reporting Agencies to Investigate to Ensure Accuracy in Credit Reports — North Carolina Fair Credit Reporting Act Lawyers

You may be aware of your right to dispute inaccurate information in their credit reports/background checks with a consumer reporting agency (such as Equifax, Experian, or Transunion). Often, if there is a legitimate dispute, credit reporters will agree to delete a tradeline or report from a person’s credit report. However, you may have experienced a creditor or […]

Harassing Text Messages, Phone Calls, Emails, or Faxes – North Carolina Telemarketing Consumer Protection Lawyer

Everyone has experienced unwanted phone calls, harassing text messages, phone calls, or e-mails from companies marketing goods and services. Not only is this conduct harassing , but also potentially illegal, warranting money damages for the consumer. The Telephone Consumer Protection Act of 1991 (TCPA) is federal legislation designed to counteract the aggressive actions of telemarketers […]

Protecting Consumers from Deceptive Scams and Ripoffs

“Scam” and “Ripoff” have millions of search results on Google.  But in North Carolina, consumer protection laws can help you get something that complaining about a business can’t: your money back.  Protecting consumers is important to us.