What to Know about Cancelling a Planet Fitness Membership

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Plant Fitness prides itself on being a cheap and accessible gym with over 15 million members worldwide. Consumers can easily sign up for any of the thousands of locations online. The gym giant has an easy to navigate site where you can quickly submit personal information and select a plan. However, members across the country […]

Get to Know Maginnis Howard

Maginnis Howard has been protecting consumers since 2009, when founder and partner Edward Maginnis moved to North Carolina. With no contacts in the area, Ed immersed himself in the business community and familiarized himself with North Carolina law. Shawn Howard joined a few short years later and added a thriving personal injury practice to the […]

Investigating False Advertising for Porcelain Tile

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The average American sees anywhere from 4,000 to 10,000 advertisements every day. Whether it’s online or in our daily routine, it’s impossible to avoid colorful promotions for the “Next big Thing”. As saturated as our world has become with advertisements, consumers still retain certain rights when a business promises something it can’t deliver. Maginnis Howard […]

Can I Sue a Company for Auto-Renewal Subscriptions?

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Companies use free or reduced rate trial periods as an introductory gimmick in a range of markets. These trials are a useful, albeit tricky, advertising ploy that offer users a sample of the product in hopes that the consumer will pay full price in the future. In most cases, these trials feature an “auto-renewal”, meaning […]

The High Cost of Robocalls to the Wrong Number

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With spam calls on the rise, consumers might already expect telemarketers, scammers, and debt collectors to stay in constant contact. Most consumers can recognize a robocall and know the consequences of answering. While it’s unlikely you can put an end to these calls entirely, an attorney may be able to help you recover damages for […]

What is a Mixed Credit Report and How Can I Fix It?

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Credit reports dictate many aspects of our lives, both personal and professional. Consumers must remain vigilant about their reports and familiar with their rights. Your history as a consumer includes important information ranging from your financial habits to criminal records. That information can impact your eligibility for loans, employment, housing, and more. For that reason, […]

How Automatic Telephone Dialing Systems (ATDS) Break the Law

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When you scramble to pick up your ringing phone only to hear a robotic voice, you might simply hang up and roll your eyes. But as unrelenting and annoying as they are, those calls are most likely illegal. The rates of pre-recorded calls send through Automatic Telephone Dialing Systems (ATDS) took a small dip at […]

“Eight Principles” to Fight Robocalls

In January of 2020 alone, Americans received roughly 4.7 million robocalls. That figure represents just one month out of the year, and continues to rise over time. Consumer advocacy groups like the National Consumer Law Center have been urging government leaders for years to address this unprecedented uptick, in hopes of protecting the public. In […]

FDCPA Updated with “Final Rules”

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For decades, the Fair Debt Collection Practices Act (FDCPA) has been the consumer’s best defense against aggressive and illegal tactics by debt collectors. The legislation identifies exactly what behaviors are and are not permitted when a company pursues a debt. Until recently, the FDCPA remained unchanged since its inception in 1977. In 2021, the Consumer […]

Is My Bank Charging Illegal Overdraft Fees?

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For consumers, unexpected fees are an aggravating and sometimes damaging part of banking. For financial institutions, they are an important source of revenue. The Consumer Financial Protection Bureau estimates banks made over $15 billion in overdraft and non-sufficient fund (NSF) fees in 2019- a number that has only increased in the preceding years. Fortunately, the […]