REMINDER: Three Free Weekly Credit Reports Through April

Staying on top of your credit report is of vast importance. This gives consumers the opportunity to check their report more often than normal. During the pandemic, the top three national credit reporting agencies are offering free weekly credit reports through April.

All consumers are eligible to get free weekly credit reports from these agencies: Equifax, Experian, and Transunion. To get your free reports, go to The credit reporting agencies are making these reports free through April.

How to Access Your Report

  1. Go to
  2. Click on “Request your free credit reports.”
  3. Fill out one form to request up to three copies of your credit report.
  4. Choose which reports you want (Experian, Equifax and/or TransUnion).
  5. Answer several questions to verify your identity.
  6. Obtain and review your reports.

Reviewing Your Credit Report

When monitoring your credit report, it is important to keep an eye out for common errors and signs of fraud.

If you do notice any errors on your report, dispute them as soon as you can. The consumer reporting agency is then required to provide the information that you give to them to the creditor who has reported the debt. That creditor must investigate the dispute reasonably and report any inaccuracies. The credit reporters will then provide you with information regarding the investigation and, hopefully, they will correct the inaccuracy.

If they fail to fix the problem then, and only then, can you file a claim against the creditor for placing inaccurate or misleading information on your credit report.

Our firm handles Fair Credit Reporting Act (FCRA) cases on a contingency basis, meaning no attorney fees are owed unless we recover compensation for you. Maginnis Howard handles FCRA claims all over North Carolina.

You can reach our firm’s FCRA attorneys by phone 919.526.0450, by email at, or through our contact page.