Large corporations cut corners wherever they can and its generally consumers that pay the price. Oftentimes, the unlawful conduct results in small damages to individual consumers. For example, mortgage servicers may charge a small amount of money to consumers to make mortgage payments over the phone. Collecting that kind of fee is illegal, but not everyone knows it. It is hard for individuals to file a lawsuit over these illegal fees on an individual basis. These small damages, when done to thousands of consumers, can end up costing millions of dollars in the aggregate. In these situations, it may be best to explore filing a class action lawsuit. Class actions can be used by individuals to enforce the law and obtain compensation against corporations on behalf of numerous victims. To get the most out of a settlement, you’ll need dedicated consumer class action attorneys by your side.
Common Class Action Topics
Maginnis Howard attorneys are committed to getting the best for the consumer. Some of the topics we frequently handle include:
- Unlawful fees – banks, mortgage servicing companies, landlords, and other creditors cannot assess fees or interest unless allowed by law
- Collecting debt after bankruptcy – many collection agencies have insufficient procedures to protect against contacting consumers after a bankruptcy discharge.
- Unfair Debt Collection practices – original creditors and collection agencies cannot use deceptive and/or abusive tactics in collecting debts, such as misrepresenting the amount or status of the debt or making false or misleading threats.
- False advertising – advertisers cannot make deceptive or untrue statements about a product or service, such as misleading product labeling, false representations about product features, or deceptive information regarding product pricing.
- Billing Fraud– there are restrictions against unfair and deceptive billing practices, such as hidden fees and improper auto-renewal charges.
- Robocalls – unsolicited calls, text messages, and faxes by companies in violation of the Telephone Consumer Protection Act (TCPA).
- Unfair bank and lender practices – the government restricts financial institutions, banks, and mortgage lenders from including hidden charges, overcharges, or other improper charges and fees to their clients.
This is by no means a complete list. In fact, North Carolina has a variety of consumer protection laws that our attorneys utilize to make companies pay. If you believe you have a claim, do not hesitate to reach out to our firm today.
North Carolina Consumer Class Action Attorneys
For a legal team you can trust, contact the experienced attorneys at Maginnis Howard. Our results speak for themselves, and our clients are our number one priority. Reach us by phone at (919) 526-0450, by email info@carolionalaw.com, or through our contact page.
