Your Rights as a Tenant
If your application to rent a place to live is rejected by the landlord, you have a right to know why. It is illegal for a landlord to refuse your rental applications for discriminatory reasons.
The Federal Anti-Discrimination Law prohibits discrimination based on your race, religion, sex, age, physical or mental disability and your national origin.
Disclosure Requirements
Under the federal Fair Credit Reporting Act (FCRA), a landlord must tell you if the rejection was based on negative credit information. The FCRA requires that a landlord tells a tenant or potential tenant during the sixty days after they inform you that there was negative credit information, you may submit a written request for disclosure of the negative information.
You have the right to receive a copy of your credit report. The copy must contain all the information in your file at the time of your request.
If you contest the accuracy of the information in your report, you should file a dispute with the credit bureau and with the company that furnished the information to the bureau. Both the credit bureau and the furnisher of information are legally obligated to investigate your dispute.
Representation for Being Denied Housing
Maginnis Howard’s consumer law attorneys are committed to helping individuals and groups like you who have been wronged by big corporations, banks, creditors, and collection agencies.
Our firm handles Fair Credit Reporting Act cases on a contingency basis, meaning no attorney fees are owed unless we recover compensation for you. Maginnis Law handles FCRA cases all over North Carolina.
If you have any questions regarding this blog post or want to speak with one of firm’s consumer law attorneys, feel free to call our firm at 919.526.0405, email us at info@maginnishoward.com or through our contact page.
You can also subscribe to our mailing list to learn about the rights you have under consumer protection law against large corporations or take our consumer rights survey to see if we are investigating a situation that might apply to you.