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Your Rights as a Tenant

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If your application to rent a place to live is rejected by the landlord, you have a right to know why. It is illegal for a landlord to refuse your rental applications for discriminatory reasons.

The Federal Anti-Discrimination Law prohibits discrimination based on your race, religion, sex, age, physical or mental disability and your national origin.

Disclosure Requirements

Under the federal Fair Credit Reporting Act (FCRA), a landlord must tell you if the rejection was based on negative credit information. The FCRA requires that a landlord tells a tenant or potential tenant during the sixty days after they inform you that there was negative credit information, you may submit a written request for disclosure of the negative information.

You have the right to receive a copy of your credit report. The copy must contain all the information in your file at the time of your request.

If you contest the accuracy of the information in your report, you should file a dispute with the credit bureau and with the company that furnished the information to the bureau. Both the credit bureau and the furnisher of information are legally obligated to investigate your dispute.