There are lots of different reasons to use Uber in North Carolina – ranging from simply not having your own vehicle to making the responsible decision to use Uber after a night of drinking alcohol. Nevertheless, the fact that you’re in an Uber vehicle does not eliminate the risk of being involved in a car crash. Whether you are an Uber driver or a passenger, or someone in another vehicle injured by an Uber driver, if you have been injured in an Uber accident in North Carolina, the Raleigh personal injury attorneys of Maginnis Law may be able to help you in recovering full, fair compensation. To speak with a lawyer about your Uber car wreck claim, call Maginnis Law at 919.480.8526 or visit our contact page.
Whether you are a passenger or a driver of an Uber vehicle, or someone in another vehicle injured in an Uber accident, the involvement of an Uber car does not change your rights under North Carolina law. The same basic principles of negligence apply as they would in any other motor vehicle collision case. If you have suffered physical injury because a driver was negligent, whether it’s an Uber driver or the driver of another vehicle involved in a crash with an Uber vehicle, you have a right to compensation for your bodily harms, including payment for any lost wages, payment for any related medical expenses, and fair damages for your pain and suffering, permanent injury, loss of use of a part of your body, and disfigurement and scarring (if these are applicable in your case).
On the other hand, the fact that an Uber vehicle is involved may provide protection that doesn’t always exist in other claims. Specifically, there may be more insurance coverage available if your damages are significant. Unfortunately, in North Carolina many motorists carry only the minimum amount of bodily injury liability coverage required by state law – $30,000 per person and $60,000 per “occurrence.” Functionally, this means that there is often an arbitrary cap on what an injury victim can recover. Like any other experienced personal injury firm, we have seen cases where severely brain injured individuals or even the family of someone wrongfully killed by a drunk driver are limited to such small insurance coverages because the at-fault party did not buy sufficient insurance and does not otherwise have money available to satisfy any judgment or pay a settlement. With Uber claims, however, there is often additional coverage beyond these artificially low amounts that helps ensure you’re not left holding the bag after someone else’s mistake.
For example, while a passenger is in an Uber car, if the Uber driver is at-fault, there will be $1,000,000 of liability coverage available. Additionally, even if another driver is at-fault, the Uber insurance policy provides $1,000,000 of Uninsured and Underinsured Motorist coverage. Many of our other blogs address these types of coverage, and we are happy to explain them to you upon request. Basically, though, they provide a layer of protection even if the negligent third-party has insufficient liability insurance. Similarly, if the Uber driver is on the way to pick up a passenger, there will be $1,000,000 of liability coverage available if he or she is at-fault, and $1,000,000 of Uninsured and Underinsured Motorist coverage if the Uber driver is injured by another motorist’s negligence. The coverage is much less significant if the Uber driver is simply waiting on a request, and there is no additional coverage while using the vehicle for personal use.
The North Carolina lawyers at Maginnis Howard have represented hundreds of individuals involved in motor vehicle collisions. From our Raleigh office, we offer free consultations to all individuals injured in a collision involving an Uber. If your injuries require us to travel to meet you, we are glad to do so. Additionally, like any other personal injury claim, if we are able to help with your case, we will offer a contingency fee arrangement. This mean that you do not pay any attorneys’ fees until we either (a) settle your claim, or (b) recover a verdict or arbitration award.
To speak with Shawn Howard, Maginnis Law’s lead personal injury attorney, regarding your Uber case, contact him directly at (919) 480-8526.You can also visit our contact page to submit a request to be contacted. Please note that our firm is able to handle claims involving Uber transportation across the state of North Carolina, including in Raleigh, Durham, Fayetteville, Wilmington, New Bern, Charlotte, Greensboro, Winston-Salem and Asheville.