Class Member Information for Midland Credit Management Class Action Settlement

Midland Credit Management, Inc. recently settled a class action lawsuit that alleged that Midland Credit Management violated the Telephone Consumer Protection Act (“TCPA”) by attempting to collect debt through the use of an automatic telephone dialing system (“ATDS”) without prior express consent. If you have received a letter alerting you to the existence of the Midland Credit Management settlement or any other TCPA class action settlement, contact the North Carolina TCPA lawyers at Maginnis Law for a free case evaluation or visit our firm’s TCPA page  and our case results page (scroll to consumer protection for the firm’s most recent TCPA cases) for more information. You can also subscribe to our mailing list to learn about the rights you have under consumer protection law against large corporations.

The plaintiffs alleged that Midland Credit Management violated the TCPA by attempting to collect debt without their permission. According to the plaintiffs, Midland Credit Management never received the necessary consent required to contact the cell phones of many people.

Midland Credit Management has agreed to settle the matter on behalf of all individuals who were called on a cellular telephone in an attempt to collect debt using an artificial or prerecorded voice message without prior consent. Midland Credit Management has set up a fund of $13 million to be shared amount all Class Members who submit a valid claim. Although this sounds like a large number, most class action members receive a much smaller amount than they could receive as an individual plaintiff.

Importantly, just because you are a class member does not mean you are stuck accepting the small class settlement that is being offered by Midland Credit Management. Depending on the number of telephone calls that Midland Credit Management made to your phone, it may be beneficial to “opt-out” of the class settlement and pursue your rights individually. Maginnis Law, PLLC regularly helps individuals pursue their claims outside of the class settlement.

The TCPA allows individuals to be awarded money when they are called by companies, including Midland Credit Management, without consent. The TCPA allows recipients of unwanted telephone calls to be awarded a minimum of $500.00 and a maximum of $1,500.00 per telephone call.

If you have been harassed by Midland Credit Management, or have received a letter alerting you to the existence of a class action lawsuit, contact Maginnis Law, PLLC to discuss your rights. The TCPA attorneys of Maginnis Law can be reached at 919.526.0450 or through our confidential contact page.